Dubai Holding Real Estate unveils new home financing plan for Nakheel and Meraas buyers
The new programme offers eligible UAE nationals and residents access to fixed and variable rate home financing for off-plan and completed properties
One of Dubai’s largest integrated master developers has announced a new home financing programme for eligible customers purchasing properties across Nakheel, Meraas and Dubai Properties.
Dubai Holding Real Estate has entered into a new partnership with Commercial Bank of Dubai (CBD) on the landmark property scheme that is designed to ensure a smoother and more seamless entry to ownership across the emirate.
New UAE home financing scheme
The new scheme is available to UAE national and residents, including salaried and self-employed buyers purchasing (qualified) off-plan and completed villas and apartments across Dubai Holding Real Estate’s portfolio.
Some of the perks of the new financing plan for buyers is preferential rates, attractive fee structures, faster digital onboarding, dedicated relationship management and access to selected premium banking benefits.
The programme offers both conventional and Islamic financing solutions, subject to eligibility and approval, broadening customer choice across the UAE.
In addition to this, it also includes digital pre-approval supported by automated eligibility assessment, helping customers gain upfront clarity on their borrowing capacity and move through the financing journey more efficiently.
A key feature of the programme is access to financing from the 30 per cent construction stage once customers have met the 50 per cent payment threshold. This gives eligible buyers earlier visibility of their financing options and greater certainty when planning their property purchase.
It has also been constructed to meet the evolving needs of discerning buyers, the programme offers bespoke home financing solutions for eligible off-plan and completed properties, with attractive fixed and variable rate options.
Khalid Al Malik, Chief Executive Officer, Dubai Holding Real Estate, highlighted the importance of fostering an environment that it made it easier to access home financing.
“Enabling access to home ownership at the right point in the purchase journey is a priority for Dubai Holding Real Estate. Our partnership with Commercial Bank of Dubai responds directly to that need by unlocking earlier and more structured access to home financing across Nakheel, Meraas and Dubai Properties for UAE Nationals and residents, including salaried and self-employed customers. By leveraging the scale and diversity of our residential portfolio, we are giving buyers greater confidence to plan and move forward, reinforcing Dubai Holding Real Estate’s role in shaping accessible, high-quality communities across Dubai’s leading destinations.”
Dr. Bernd van Linder, Chief Executive Officer, Commercial Bank of Dubai, said the new partnership reflected their ongoing commitment to the growth of Dubai’s burgeoning real estate marketplace.
“Customers today want more than financing. They want clarity, efficiency and trusted guidance throughout the property ownership journey. Through our partnership with Dubai Holding Real Estate, we are simplifying access to home financing with faster digital pre-approvals, dedicated mortgage expertise and a more efficient onboarding process. This reflects CBD’s commitment to supporting customers while contributing to the sustainable growth of Dubai’s real estate market.”
The partnership reflects the continued alignment between Dubai’s real estate and banking sectors, as both industries work together to support market resilience, customer confidence and sustainable economic growth.
